Have you recently been injured on the job or in an accident that was not your fault? Are brain or spinal cord injuries impacting your ability to work or enjoy life? Are you trying to figure out how you can cover the costs of your medical treatment? Have you been contacted by an insurance company who is offering you a speedy settlement? If any of these situations apply to you, you may have grounds to file a personal injury claim and should consult a Georgia brain and spinal cord injury attorney as soon as possible.
How Insurance Companies Work
Insurance companies are for-profit companies. Their overall goal is to settle for the least amount possible. It is very common for an insurance company to contact the victim of an accident shortly after the incident. They might ask you a few questions and kindly offer you what they consider to be a “generous” amount of money for your losses. It is very important that you understand their interests are not in line with yours. If you agree to this offer, you may not be able to recover any further money in a claim or lawsuit. For instance, if you accept $20,000 in the hospital after being injured in a bicycle accident only to realize you have actually lost $35,000 in total, it may be up to you to cover the remaining $15,000.
As a Georgia brain and spinal cord injury attorney we, at Andrew R. Lynch, P.C. , have known of many situations like this and would always encourage a victim to get free advice from a law firm. Even with your legal fees, which typically only need to be paid if your lawyer wins the case, you have a better chance at recovering more than you would on your own. The reason for this is because a Georgia brain and spinal cord injury attorney knows how to negotiate with insurance companies. Furthermore, when you have a attorney on your side, insurance companies are more likely to take you and your case seriously.
Before you accept any settlement, please discuss your case with a Georgia brain and spinal cord injury attorney from Andrew R. Lynch, P.C.
Are You Aware of the Statute of Limitations?
Every state has statute of limitations to file a personal injury claim. These are deadlines that have been put into place by your state legislator. Some states have a statute of 1 year; others 6 years, but most are between 2 and 3 years from the date of the accident, the date of death, or the date of discovery. As you might see, even though the statute of limitations might clearly state 2 years, for example, the actual time limit could vary depending on the circumstances of your case. Sometimes, it will be up to a judge to let you know how long you have to file. Regardless of what the time limit may be, you should not waste any time. The insurance company will be investigating the accident as soon as they know about it. You should not let them get too far ahead.
If you are ready to explore all of your legal options, you are encouraged to call a Georgia brain and spinal cord injury attorney who can advise you of your rights and help you to make an educated decision on what to do next.