Umbrella Policy Litigation Attorney Georgia
When dealing with an insurance company you need a Decatur, Georgia umbrella policy litigation attorney on your side. When making an insurance claim, you can expect the insurance company to attempt to give you the smallest payout possible, including when you make an insurance claim under an umbrella policy. If you are making an umbrella policy insurance claim to protect your assets, it’s important to have a skilled and experienced attorney like Andrew Lynch on your side to ensure you receive every dime that you deserve.
What can Decatur, GA umbrella policy litigation attorney The Law Offices Of Andrew Lynch do for you?
Andrew assists clients who are dealing with an insurance company acting in bad faith. If you have been involved in an accident that resulted in another party suffering substantial damage, your umbrella coverage may be the only thing protecting you from a civil lawsuit. But what if your insurance company refuses to honor your umbrella rider despite the fact that your claim is valid and you are loyal, paying customer? This scenario is not uncommon.
By law, insurance companies have a duty to pay fair settlements for valid claims. By their very nature, umbrella policy claims involve large damage amounts because insurance of this kind is intended to provide coverage when the individual’s regular insurance is insufficient. Those who have umbrella coverage pay higher premiums with the reasonable expectation that the coverage will do as the insurance company has promised: protect them from loss.
If the insurance company does not fulfill its legal obligation to act in good faith and protect you from loss, Decatur, GA’s umbrella policy litigation attorney Andrew Lynch, can make sure that you get the money you need from the insurance company to protect your assets and your life from someone else’s claims.
What is umbrella insurance?
Umbrella insurance is extended liability insurance that can be purchased from most insurance providers. This “extra” insurance is designed to protect the insured against having to pay damages out of pocket when they exceed the amount covered under a regular liability insurance policy. A common example of when an umbrella policy may come into play is in a multiple-vehicle accident. Umbrella insurance also helps to pay for the costs of litigation when being sued for things such as negligence or even slander or libel.
What coverage will an umbrella policy offer me?
The exact coverage your umbrella policy provides depends upon the insurance company and the coverage or rider you select. Individuals who purchase umbrella coverage can choose riders for their home as well as for their automobile and other vehicles. The policy will usually cover property damage, medical costs for treatment of injuries, and reimbursement for personal injuries. It should also include compensation to anyone you injure. Just as with a basic insurance plan, an umbrella plan will have a maximum payout amount on claims based on the limitations stated in your policy. However, the umbrella plan only kicks in after the maximum amount has been exceeded through your standard policy. An umbrella plan is intended to protect your personal assets so that the injured party does not sue you for the remaining damages they suffered.
Remember, however, even if you have an umbrella insurance policy, the insurance company is in the business to make money, not give it. When it comes time to pay up, the insurance companies will attempt to give you the least amount with which they can get away, leaving you in the lurch. This is why you need a skilled umbrella policy litigation attorney in Decatur, GA, The Law Offices Of Andrew Lynch.
Protect Your Rights: Speak With a Decatur, GA Umbrella Policy Litigation Attorney Today
Do not allow your insurance company to take advantage of you and leave you vulnerable to great personal loss and even bankruptcy. The Law Offices Of Andrew Lynch, umbrella policy litigation attorney in Decatur, GA, can protect your rights. Contact Andrew today to schedule a free consultation.