Tips for Dealing with Insurance Companies After a Car Accident

In Georgia, car owners must carry proof of insurance coverage.  If the other driver has no liability insurance or does not carry enough insurance to pay for your injuries, your own policy may provide you with uninsured or underinsured motorist benefits. When dealing with the insurance companies following your car accident, keep these tips in mind:

• The other driver’s insurance company is not looking out for your best interest. Insurance companies, even your own insurer, do not necessarily have your best interests as a priority. You may need compensation to help pay bills, but the insurance companies can be more concerned about turning a profit. They try to pay as little as possible on any claims. Insurance adjusters will try to get you to accept as little compensation as possible.
• The insurance company’s first offer usually is not their best offer. A car accident lawyer in Georgia working on your behalf can almost always increase the insurance company’s offer of compensation. The lawyer will use persuasive legal arguments during negotiations.
• If you are asked to give a statement to an insurance adjuster, tell the insurance company to speak with your lawyer. If you must speak directly with the insurance company or give a statement about the accident, stick to the facts as you remember them. The insurance company may use anything you say as evidence that you were partially at fault for your accident and deny your compensation.
• Before signing anything, have Andrew R. Lynch P.C. review documents the insurance company gives you. The lawyer can review documents to ensure that you aren’t signing away important rights or giving up rights to damages.

If you were involved in a car accident and need legal guidance, do not delay in contacting Andrew R. Lynch P.C. for a consultation.